Expense Ratio Calculator Over Time
Watch the fee compound against you at 10, 20 and 30 years.
Your investment figures never leave your browser — every fee calculation runs locally.Try: Initial investment=10000, Annual return=7, Expense ratio=0.75, Years=30 → $14,481.77, $61,640.79, $76,122.55
How to use
The calculator builds a year-by-year view of what the fee removes at each decade mark, so the long-term damage is visible rather than abstract.
FAQ
Does the gap grow faster later?
Yes. The fee is a percentage of a larger balance each year, so the dollar loss accelerates as the account grows.